Bank Rescue

Summary of Services

We specialize in full-service community banks.  We understand how important you are to your neighborhood, the small and middle-market businesses you serve, and your customers - the people who make this region thrive. 

Regulatory Compliance

Undergoing regular inspections is an expected part of banking.  But that doesn’t mean it’s easy on your organization.  Our professionals can handle all aspects of examination: preparing for inspection, helping with voluntary compliance, reacting to the examiner’s report, and maintaining compliance.

We are one of the very few firms in the Financial Institutions industry with a clear PCAOB report – we have no letter of comments.  In a heavily-regulated industry where compliance issues are particularly important, we have demonstrated the reliability of our audits.

Asset / Liability Management and Planning

To anticipate the impact of financial decisions, you need industry experts who offer an outside perspective.  Your team of Clark Schaefer Hackett advisors will offer you that, and more. We’ll examine your risk management, liquidity and capital adequacy.  Through this process we can help you stabilize margins, calculate investment risks, evaluate loan and deposit positions, and manage your rate-sensitive assets and liabilities.

Forensic Accounting

Fraud, inappropriate actions, or illegal activities at your institution can be difficult to identify and discover – but they will certainly cost you.  Our forensic accountants analyze volumes of data, looking for inconsistencies to identify deception.  We are experts at finding and supporting evidence.

Loan Reviews

Our team can review your loan portfolio to offer an assessment of your credit risk and your losses.  We specialize in helping institutions get a fresh look at their portfolios to improve decisions, and therefore overall performance.

Mergers and Acquisitions

Distressed banks can find themselves with opportunities for mergers, acquisitions, new charters, or branch adjustments.  It’s no secret that the regulatory environment is driving many community banks toward merger because of the increased cost of compliance.  We offer invaluable experience in reviewing possible mergers or acquisition of branches, as well as situation analysis and action planning.

If you’d like to explore partnering with Clark Schaefer Hackett to achieve your bank’s goals, please contact us.
 
Jim Conley
Principal
Financial Institutions, Risk Management and Troubled Banks
jconley@cshco.com
513.241.3111