Retirement plan administration & design are QPAC’s only focus

The Clark Schaefer Hackett Qualified Plan Administration and Consulting (QPAC) group offers services with depth and focus unavailable elsewhere in the region. For more than 40 years, we have served our clients’ retirement planning needs. Over ten percent of our clients have used our plan administration services for more than 20 years because they can count on us for high quality, timely service at a reasonable cost from a firm they can trust. They appreciate our approach to saving them time and money.

Meet the QPAC Team

QPAC Services:

•    Qualified Plan Documents (including Section 125 cafeteria plans)
•    Valuation Reports
•    Trust Accounting
•    Testing (coverage and non-discrimination testing)
•    Form 5500 Preparation (including welfare benefit plans)
•    Employer / Employee Communication
•    Contribution Calculations
•    Vesting Determinations
•    Assistance with Distribution, Hardship and Loan Processing

Offering Design, Implementation and Administration of:

•    401(k) and 403(b) Plans
•    Profit Sharing Plans (including age-weighted and cross-tested allocations)
•    Money Purchase Plans
•    Target Benefit Plans
•    Cash Balance Plans
•    Traditional Defined Benefit Plans
•    Defined Benefit / Defined Contribution 401(k) Combination Plans

Retirement plan design and administration are QPAC’s only focus. We concentrate solely on qualified employee benefit plans year round. This is a core-competency of our firm, not an add-on business, and our clients notice. Your qualified plan is our priority, and your satisfaction is our top concern.

Design
Clark Schaefer Hackett’s QPAC group designs and administers custom retirement plans geared to each client's financial situation. We are unaffiliated with any investment advisor, custodian, record keeper or product line. So while other providers may try to fit your needs into a box that is already created, QPAC can work outside of those boxes to provide a personalized solution. We strive to know you and your business. We listen to your needs, ask clarifying questions, and respond accordingly.

Implementation
Your QPAC solution will include customizing not only your plan design, but also the forms and procedures needed to meet your specialized needs. Throughout our relationship, QPAC will keep you and your staff abreast of fiduciary responsibilities, important deadlines, any changes in law, and trends in interpretation. The end result is implementation of the best wealth accumulation and wealth protection plan for your employees.

Administration
QPAC can, if desired, handle the day-to-day administration of your retirement plan. A dedicated Plan Administrator will serve as the plan’s regular contact. Our six member administration team has over 125 years of combined industry experience in addition to a support staff of three full-time employees.

QPAC will also actively assist with your plan’s contribution allocations. We know that there is stress associated with year-end planning, so we proactively support you with projected year-end allocations and bonus calculations prior to the end of the year. Easing your stress and your workload is part of our client centered philosophy. Our team will exceed expectations in servicing employee benefit plans because we are dedicated to timely, accurate service. We pride ourselves on being responsive and proactive to meet client needs.

Becoming Your Trusted Advisors
Bankers, brokers, insurance agents, and financial planners often refer their clients to us because they are confident our team will take care of their retirement plan needs. They trust QPAC to maintain an ongoing relationship that will continue to reflect well on them. These trusted relationships have resulted in over 50% of our clients being referred to us from outside advisors.

Other QPAC clients have been introduced through Clark Schaefer Hackett. If you are a client who is already working with another plan administrator, we will offer you a complimentary review of your existing plan. As a client of this firm we want you on solid footing in every aspect of your business. We would like to ensure your plan is meeting your intended goals and operating efficiently. In addition we will work to find ways to save money for you and your plan participants.
 
To discuss your qualified plan, please contact your current CSH business advisor, or one of the leaders of our Qualified Plan Administration and Consulting group.